Indirect impact

We incentivise our clients to adopt environmentally sustainable behaviour

We encourage our clients to adopt virtuous and environmentally-sustainable behaviour through prevention, awareness-raising and incentives.


We encourage our clients to adopt virtuous and environmentally-sustainable behaviour through prevention, awareness-raising and incentives. We develop and provide products and services with a special environmental value, such as coverage for the losses caused by natural disasters and earthquake coverage as
part of home policies, and we provide discounted tariffs to companies that present lower environmental risks. As for motor policies, we reward drivers with low mileage and we grant discounts to those that drive low-emission vehicles or electric, hybrid or gas-powered cars.

We invest in a sustainable way

Foresting change through
responsible and social
impact investing

Our asset management expertise enables us to make selective virtuous choices: we are working to increase our investments in renewable energies and the supporting infrastructure, and we exclude companies that are involved in episodes of serious environmental damage from our investment portfolio, thus incentivising and encouraging environmentally sustainable behaviour in issuing companies.

We incentivise virtuous behaviour in our supply chain

Involving suppliers We also want to incentivise virtuous behaviour in our supply chain. We have introduced a few environmental variables in the assessment of our suppliers, giving priority to those with environmental policies or certification.